Description

UTI Mutual Fund reduces minimum investment and redemption amounts from Rs. 5,000 to Rs. 100, and SIP amounts from Rs. 500 to Rs. 100, effective October 3, 2025.

Summary

UTI Mutual Fund has revised the minimum investment and redemption amounts for its UTI Silver ETF Fund of Fund scheme on the NSE MF Invest Platform. The minimum initial investment amount has been reduced from Rs. 5,000 to Rs. 100, and the minimum SIP amount has been reduced from Rs. 500 to Rs. 100 for daily, weekly, and monthly frequencies. These changes apply on a prospective basis.

Key Points

  • Minimum initial investment reduced from Rs. 5,000 to Rs. 100 (and multiples of Re. 1 thereafter)
  • Minimum SIP amount reduced from Rs. 500 to Rs. 100 for daily, weekly, and monthly frequencies
  • Subsequent minimum investment under a folio reduced from Rs. 1,000 to Rs. 100
  • Minimum redemption amount reduced from Rs. 1,000 to Rs. 100 (and multiples of Re. 1 thereafter)
  • Changes apply to UTI Silver ETF Fund of Fund scheme only
  • All other terms and conditions of the scheme remain unchanged

Regulatory Changes

No regulatory changes. This is an administrative modification to scheme parameters by UTI Asset Management Company Limited.

Compliance Requirements

Members of NSE MF Invest Platform should:

  • Take note of the revised minimum investment and redemption amounts
  • Update their systems and processes to reflect the new amounts for the UTI Silver ETF Fund of Fund scheme

Important Dates

  • Circular Issue Date: October 3, 2025
  • Effective Date: October 3, 2025
  • Addendum Date: September 30, 2025

Impact Assessment

This change significantly lowers the barrier to entry for retail investors interested in the UTI Silver ETF Fund of Fund scheme. By reducing the minimum investment from Rs. 5,000 to Rs. 100 and SIP amounts from Rs. 500 to Rs. 100, the scheme becomes more accessible to small investors. The impact is limited to this specific mutual fund scheme and does not affect broader market operations or trading activities. The change is investor-friendly and may increase participation in the scheme.

Impact Justification

Administrative change reducing investment barriers for retail investors in a specific mutual fund scheme; no market-wide or regulatory compliance impact.