Description

WhiteOak Capital Mutual Fund introduces daily frequency option for Systematic Investment Plans across all schemes with minimum investment of Rs. 100 per installment.

Summary

WhiteOak Capital Mutual Fund has introduced a Daily frequency option under the Systematic Investment Plan (SIP) facility for all existing schemes, effective February 01, 2026. This new facility allows investors to make daily SIP contributions on all business days from Monday to Friday, with a minimum investment of Rs. 100 per installment (Rs. 500 for debt schemes and ELSS Tax Saver Fund).

Key Points

  • Daily SIP frequency available across all existing schemes of WhiteOak Capital Mutual Fund
  • Effective date: February 01, 2026
  • Minimum investment: Rs. 100 per installment (multiples of Re. 1)
  • Minimum investment for debt schemes: Rs. 500 (multiples of Re. 1)
  • Minimum investment for WhiteOak Capital ELSS Tax Saver Fund: Rs. 500 (multiples of Rs. 500)
  • Minimum number of instalments: 6
  • Daily SIP executes on all business days from Monday to Friday
  • Instalments skipped on non-business days
  • Investors must select “As & when presented” as payment frequency in SIP Mandate/OTM
  • SIP registration discontinued after 3 consecutive failed instalments
  • Daily SIP not available for Daily IDCW Plans
  • SIP Pause and Modify facility not available under Daily frequency
  • SIP Top-Up frequency: half yearly/yearly with minimum Rs. 100 top-up amount

Regulatory Changes

No regulatory changes. This is an operational enhancement introducing a new investment frequency option for existing mutual fund schemes.

Compliance Requirements

  • Investors enrolling for Daily SIP must select “As & when presented” as payment frequency in the SIP Mandate/OTM
  • Unit allotment subject to realization of credit in the scheme
  • If multiple SIP instalments are credited on the same day, all will be processed at applicable NAV as per Scheme Information Document
  • All other terms and conditions of existing SIP facility remain applicable

Important Dates

  • Effective Date: February 01, 2026
  • Notice Date: January 22, 2026
  • SIP Execution: All business days from Monday to Friday
  • Top-Up Frequency: Half yearly/yearly

Impact Assessment

Market Impact: Minimal. This is a product enhancement specific to WhiteOak Capital Mutual Fund schemes with no broader market implications.

Investor Impact: Positive for retail investors seeking higher frequency investment options. Provides flexibility for daily savings and rupee cost averaging strategies.

Operational Impact: Limited to WhiteOak Capital Mutual Fund operations and BSE StAR MF platform processing. The AMC/Trustee reserves the right to modify or withdraw this facility.

Scope: Applies only to investors in WhiteOak Capital Mutual Fund schemes utilizing the BSE StAR MF platform.

Impact Justification

Operational enhancement for mutual fund investment facility with no regulatory or compliance implications for market participants