Description

Paisalo Digital Limited has listed new debt securities worth Rs. 80 crore across two tranches on BSE's debt segment with varying tenures and interest rates.

Summary

Paisalo Digital Limited has listed new debt securities aggregating Rs. 80 crore on BSE’s debt segment on November 7, 2025. The listing comprises two tranches of privately placed non-convertible debentures with face value of Rs. 1 lakh each, rated IVR AA/Stable. The securities were allotted on November 6, 2025 and are available for trading in dematerialized form only.

Key Points

  • Two tranches of debt securities listed totaling 8,000 debentures (Rs. 80 crore)
  • Tranche 1: 2,500 debentures at 8.50% p.a., maturing November 6, 2028 (Scrip Code: 977278, ISIN: INE420C08039)
  • Tranche 2: 5,500 debentures at 8.45% p.a., maturing November 6, 2027 (Scrip Code: 977279, ISIN: INE420C08021)
  • Face value and issue price: Rs. 1,00,000 per debenture for both tranches
  • Credit rating: IVR AA/Stable for both tranches
  • Interest payment frequency: Annually
  • Market lot: 1 debenture
  • No put/call options available
  • Trading permitted only in dematerialized form
  • Tick size: 1 paise

Regulatory Changes

No regulatory changes introduced. This is a standard listing notification for privately placed debt securities.

Compliance Requirements

  • Trading members must trade these securities only in dematerialized form under the specified ISIN numbers
  • Members should refer to the Placement Memorandum available at https://www.bseindia.com/markets/debt/memorandum_data.aspx for complete details
  • Any clarifications can be sought from BSE debt department at specified contact numbers (22728352/8597/8995/5753/8915)

Important Dates

  • Date of Allotment: November 6, 2025
  • Listing Date: November 7, 2025
  • Interest Payment: Annually for both tranches
  • Redemption Date (Tranche 1): November 6, 2028 (3-year tenure)
  • Redemption Date (Tranche 2): November 6, 2027 (2-year tenure)

Impact Assessment

This is a routine debt listing with minimal market-wide impact. The listing provides Paisalo Digital Limited with debt capital of Rs. 80 crore through private placement at competitive rates (8.45%-8.50% p.a.). The IVR AA/Stable rating indicates good credit quality. Impact is limited to institutional investors and debt market participants interested in NBFC paper. The securities offer investors exposure to a mid-sized digital lending company with relatively higher yields compared to AAA-rated corporate bonds. No impact on equity markets or broader trading operations.

Impact Justification

Routine debt listing on private placement basis with limited market-wide impact, relevant primarily to debt investors and the company