Description
ICICI Prudential Mutual Fund discontinues fresh subscriptions in IDCW option through all modes including SIP/STP registrations for 42 Index and FOF schemes effective November 03, 2025.
Summary
ICICI Prudential Asset Management Company has announced the discontinuation of fresh subscriptions in the Income Distribution Cum Capital Withdrawal (IDCW) option across 42 Index and Fund of Fund (FOF) schemes. The restriction applies to all subscription modes including lump sum investments, switches, and fresh registrations of Systematic Investment Plans (SIP), Systematic Transfer Plans (STP), and special products like Freedom SIP, SIP Top Up, Booster SIP, Flex STP, Booster STP, and Capital Appreciation STP. This change takes effect from November 03, 2025. Existing systematic transaction instalments registered before the effective date will continue to be processed.
Key Points
- Discontinuation applies to IDCW option only across 42 schemes (26 Index funds and 16 FOF schemes)
- Affects all fresh subscription modes: Lump Sum, Switches, SIP, STP and special facilities
- Existing SIP/STP/systematic transactions registered before November 03, 2025 will continue
- Decision approved by ICICI Prudential Trust Limited (Trustee)
- Includes popular schemes like Nifty 50 Index Fund, BSE Sensex Index Fund, Nifty Bank Index Fund, and various thematic FOFs
- Special products affected: Freedom SIP, SIP Top Up, Booster SIP, Flex STP, Booster STP, Capital Appreciation STP
Affected Schemes
Index Funds (25 schemes):
- ICICI Prudential BSE Sensex Index Fund
- ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
- ICICI Prudential NASDAQ 100 Index Fund
- ICICI Prudential Nifty 200 Momentum 30 Index Fund
- ICICI Prudential Nifty 50 Index Fund
- ICICI Prudential Nifty 500 Index Fund
- ICICI Prudential Nifty Auto Index Fund
- ICICI Prudential Nifty Bank Index Fund
- ICICI Prudential Nifty G-Sec Dec 2030 Index Fund
- ICICI Prudential Nifty IT Index Fund
- ICICI Prudential Nifty LargeMidcap 250 Index Fund
- ICICI Prudential Nifty Midcap 150 Index Fund
- ICICI Prudential Nifty Next 50 Index Fund
- ICICI Prudential Nifty Pharma Index Fund
- ICICI Prudential Nifty Private Bank Index Fund
- ICICI Prudential Nifty PSU Bond Plus SDL Sep 2027 40:60 Index Fund
- ICICI Prudential Nifty SDL Dec 2028 Index Fund
- ICICI Prudential Nifty SDL Sep 2026 Index Fund
- ICICI Prudential Nifty SDL Sep 2027 Index Fund
- ICICI Prudential Nifty Smallcap 250 Index Fund
- ICICI Prudential Nifty Top 15 Equal Weight Index Fund
- ICICI Prudential Nifty200 Quality 30 Index Fund
- ICICI Prudential Nifty200 Value 30 Index Fund
- ICICI Prudential Nifty50 Equal Weight Index Fund
- ICICI Prudential Nifty50 Value 20 Index Fund
Fund of Funds (17 schemes): 26. ICICI Prudential Asset Allocator Fund (FOF) 27. ICICI Prudential Bharat 22 FOF 28. ICICI Prudential BSE 500 ETF FOF 29. ICICI Prudential Debt Management Fund (FOF) 30. ICICI Prudential Global Advantage Fund (FOF) 31. ICICI Prudential Global Stable Equity Fund (FOF) 32. ICICI Prudential Income plus Arbitrage Active FOF 33. ICICI Prudential India Equity FOF 34. ICICI Prudential Nifty 100 Low Volatility 30 ETF FOF 35. ICICI Prudential Nifty Alpha Low - Volatility 30 ETF FOF 36. ICICI Prudential Nifty EV & New Age Automotive ETF FOF 37. ICICI Prudential Passive Multi-Asset Fund of Fund 38. ICICI Prudential Passive Strategy Fund (FOF) 39. ICICI Prudential Regular Gold Savings Fund (FOF) 40. ICICI Prudential Silver ETF Fund of Fund 41. ICICI Prudential Strategic Metal and Energy Equity Fund of Fund 42. ICICI Prudential Thematic Advantage Fund (FOF)
Compliance Requirements
- AMC will continue processing existing SIP/STP/systematic transaction instalments registered prior to November 03, 2025
- Investors seeking IDCW option in these schemes must complete registrations before the effective date
- All other provisions of the Scheme Information Documents (SIDs) and Key Information Memorandums (KIMs) remain unchanged
- This Notice-cum-Addendum forms an integral part of the SIDs and KIMs
Important Dates
- Effective Date: November 03, 2025
- Last Date for Fresh IDCW Subscriptions: November 02, 2025
Impact Assessment
Investor Impact:
- Investors preferring regular income through IDCW option will not be able to make fresh investments in these 42 schemes after November 02, 2025
- Existing IDCW investors with ongoing systematic plans are unaffected
- Growth option remains available for fresh investments
- Alternative income-generating options from ICICI Prudential or other fund houses may need to be considered
Market Impact:
- Limited overall market impact as this is a product rationalization by one AMC
- May indicate industry trend towards simplifying dividend payout structures in passive/index funds
- Existing AUM and ongoing investments continue normally
Operational Impact:
- Simplification of scheme operations by reducing payout options
- Potentially reduces operational complexity for the AMC in managing dividend distributions across multiple passive schemes
Impact Justification
Affects investors in 42 ICICI Prudential schemes who wish to make fresh IDCW subscriptions. Existing systematic transactions continue unaffected. Limited to one fund house and specific investment option.